Home GOVT SCHEMES West Bengal Student Credit Card Scheme 2022: Apply Online, Eligibility & Benefits

West Bengal Student Credit Card Scheme 2022: Apply Online, Eligibility & Benefits

West Bengal Student Credit Card Scheme Apply || West Bengal Student Credit Card Application Form || WB Student Credit Card Scheme Eligibility

 

West Bengal Student Credit Card Scheme

The chief minister of West Bengal Mamata Banerjee has launched the West Bengal Student Credit Card Scheme. The decision to launch this scheme was taken in a state cabinet meeting which was held on 24th June 2021.

Through this scheme students studying in class 10th or above can take a loan up to Rs 10 lakh for higher studies. This loan will be available to them at a very low rate of interest. For availing of the benefit of this loan, students will be provided a credit card. With the help of this credit card, students can withdraw the amount of loan.

All those students who have been living in West Bengal for the last 10 years can take benefit from this scheme. Under this scheme, loans can be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad.

 

Benefits And Features Of West Bengal Student Credit Card

  • The chief minister of West Bengal Mamata Banerjee has launched West Bengal Student Credit Card Scheme
  • Through this Scheme, students will be provided educational loans up to Rs 10 lakh for higher studies
  • The decision to launch this scheme was taken in a state cabinet meeting which was held on 24 June 2021
  • Students studying in class 10th or above will be able to take benefit of this scheme
  • The loan provided through this scheme will be available at a very low rate of interest
  • In order to get the number of loans students will be provided a credit card
  • Through this credit card, students can withdraw the amount of loan
  • All those students who are living in West Bengal for the last 10 years can take benefit of this scheme
  • West Bengal Student Credit Card can also be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad
  • This scene was a part of the election manifesto of Trinamool Congress
  • The benefit of this scheme can avail till 40 years of age
  • After getting job students to have to repay the amount of the loan within a period of 15 years

Eligibility Criteria Of West Bengal Student Credit Card

  • The applicant must be a permanent resident of West Bengal
  • Applicant must be living in West Bengal for a period of at least 10 years
  • The upper age limit to apply for this scheme is 40 years

Required Documents To Apply For West Bengal Student Credit Card Scheme

  • Aadhar card
  • Residence certificate
  • Age proof
  • Ration card
  • Income certificate
  • Bank account details
  • Mobile number
  • Passport size photograph

Apply Online West Bengal Student Credit Card Scheme

Registration Process

  • First of all, go to the official website of the West Bengal student credit card scheme
  • The home page will open before you

 

Student Credit Card Scheme Form
  • The registration form will appear before you
  • You have to enter the following information in the registration form:-
    • Applicant name
    • Date of birth
    • Gender
    • Aadhar number
    • Program type
    • Program name
    • State of institution
    • District of institution
    • Name of institution
    • Mobile number
    • Email ID
    • Password etc
  • After that, click on the register
  • Now unique ID will generate and it will send to your registered mobile number
  • This user ID will use as a user ID for all future purposes

Procedure To Do Student Login

Student Login
  • Login form will appear before you
  • You have to enter applicant ID, password and captcha code
  • After that you have to click on login
  • By following this procedure you can do student login

Student Dashboard for Student credit card schemes

  • First of all, go to the official website of the West Bengal student credit card scheme
  • The home page will open before you
  • Now you are required to click on student login
Student Dashboard
  • After that you have to enter applicant ID, password and captcha code
  • Now you have to click on login
  • After that you have to click on dashboard
  • By following this procedure you can view student dashboard

Procedure To Track Application

  • Go to the official website of the West Bengal student credit card scheme
  • The home page will open before you
  • On the homepage click on student login
Track Application
  • Now you have to enter your applicant ID, password in captcha code
  • After that you have to click on login
  • Now you have to click on track application
  • After that you have to enter your applicant ID
  • Now you have to click on search
  • Required information will be on your computer screen

Download User Manual Of Bank

  • First of all, go to the official website of the West Bengal student credit card scheme
  • The home page will open before you
  • Now you are required to click on downloads
  • After that you have to click on User Manual of Bank
  • User manual will appear before you in PDF format
  • Now you have to click on download option
  • User manual of bank will be downloaded in your device.

Online Application And Loan Sanction Process

Loan Sanction Process
  • Now you have to select your user type
  • After you have to enter your user id, password and captcha code
  • Now you have to click on login
  • A dashboard will appear before you
  • Now you have to click on application pending option
  • Now a new page will appear before you
  • On this new page and MS Excel sheet containing all pending applications will be generated
  • You can download it by clicking the download excel button which is present at the top right for class
  • In order to view this application you have to click on view icon
  • A new page will appear before you
  • You can download the following documents from this page:-
    • Pan and Aadhar of applicant
    • Pan address proof of the co borrower
    • Course fee details
    • Proof of admission of the applicant
  • Now you have to click on the application pending menu of the dashboard
  • After that you have to click on sanction loan icon of a particular application
  • From here you can either sanction loan or reject the loan by application on loan sanction or loan reject button respectively

If the loan is sanctioned

  • If the loan is sanctioned then a new page will appear before you
  • On this new page you have to enter the sanction amount in numeric and words
  • Now you have to upload copy of sanction letter
  • After that you have to click on submit

If the loan is rejected

  • If the loan is rejected click on reject loan option
  • Now we have to select the rejection cause from the drop down menu
  • After that give benchmark for parameters in birds as per your bank norms
  • After that you have to click on submit

Contact Details

Through this article, we have provided you with all the important information regarding the West Bengal student credit card scheme. If you are still facing any kind of problem then you can contact a helpline number or write an email in order to solve your problems. The helpline number and email ID is as follows:-

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